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Stated Asset

Can Limited Documentation Secure you a Home Loan?

March 27, 2016 By Justin McHood

Can Limited Documentation Help your Need for a Mortgage--STATEDASSET.COM

Limited documentation can mean a wide variety of things when it comes to applying for a mortgage. Today, if you are applying with one of the smaller lenders that tend to keep some of their mortgages on their books, you could be talking about a loan that is very similar to the stated income or […]

Why Interest Rates are Higher on Alternative Documentation Loans

March 21, 2016 By Justin McHood

Why Interest Rates are Higher on Alternative Documentation Loans- STATEDASSET.COM

Alternative documentation loans are making a comeback through non-traditional lenders. These are the lenders that keep the loans they fund on their books rather than selling them on the secondary market. These lenders can make up their own requirements and not have to deal with the Qualified Mortgage guidelines. They still have to pay attention […]

Jumping Through Hoops to Secure Stated Asset Loans

March 4, 2016 By Justin McHood

Stated asset loans used to be a thing of the past. Once the housing crisis occurred, every lender clammed up and only offered straightforward, fully verified loans. This is understandable given the amount of foreclosures and defaults banks went through after providing loans to people that they really had no idea if they could afford […]

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